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Relax on your front or back deck and enjoy the ocean breeze, the sight & sound of Salem harbor! Short walk to end of street with harbor and beach access. Home features first floor open concept kitchen, dining room and living room. First floor has back bedroom & its own full bathroom and own exterior exit that opens to side patio. First floor has 2nd bedroom, & 2nd full bathroom. Spiral stairs to 2nd floor which features large family room w/ slider that opens to front deck. Second floor includes a 3rd bedroom w/ exterior access that walks out to large back deck. 2nd floor has a 3rd full bathroom and a separate laundry room. Private side yard brick patio. 2024 new roof. Freshly painted interior as well as exterior trim. New fence. Heated 1-car garage w/ work bench and shelving and pull down stairs for extra storage space. Off street driveway parking for 3 cars. Short walk to end of street for beach, access for kayak, paddle boarding & swimming. Few minutes drive to Village Street Pier.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Deck - Exterior, Exterior Access | Second |
Dining Room | Beamed Ceilings, Closet, Window(s) - Picture, Recessed Lighting | First |
Kitchen | Beamed Ceilings, Closet, Flooring - Stone/Ceramic Tile, Recessed Lighting | First |
Living Room | Beamed Ceilings, Recessed Lighting | First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Exterior Access, Recessed Lighting | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $596 | $596 | $596 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,177 | $4,121 | $5,316 |
Total Monthly Payment | $4,865 | $4,809 | $6,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.