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Quiet and serene, the beautiful oasis of Palma Del Mar community is centrally located in Isla Del Sol. This one bedroom 1. 5 bath condo features gorgeous scenic water views of Boca Ciega Bay and the restort-style pool area below from both the living area and bedroom. Bring your imagination and design palette! The flooring in the main living area and kitchen have been updated recently. Indoor laundry closet has hookups for your washer and dryer. Feel secure your unit is safe and dry with the roll down hurricane shutters on windows and balcony sliding doors. Palma Del Mar offers resort style living at its finest with a waterfront pool and spa, media / community room and fishing pier and NO Age limits! Take your morning walks along the waterfront paved paths within this active community. Enjoy reasonable condo fees, a pet friendly community, and a brand new roof! If you are interested in part -time residency, Palma Del Mar allows rentals with a 1 month minimum, making a seasonal rental a breeze. One reserved parking space (uncovered, #77) comes with this unit and there is plenty of guest parking for a second vehicle or guests. With close proximity to the fabulous Gulf Beaches, Pinellas Bike Trail, Ft. DeSoto Park, Eckerd College, I-275 and downtown St. Pete, you are never more than a short drive from beach to bay! Only 25 minutes to Tampa International Airport and St. Pete / Clearwater Airport! Come see this one, you don't want to miss this fantastic opportunity.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,590 | $2,051 |
Total Monthly Payment | $2,115 | $2,093 | $2,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.