Discover your dream home in the charming Village of Brightwaters with this exquisite five bedroom, two-and-a-half bath farm ranch. Nestled on a generously sized property, this home features spacious, well-appointed bedrooms with two staircases that gracefully descend to the main level. Central to the home's charm is a cozy wood burning fireplace in the living room, perfect for gatherings on chilly evenings. The formal dining room, which can be separated from the oversized kitchen by chic French glass pocket doors, offers an ideal setting for formal meals and celebrations. The generous kitchen space is perfect for culinary enthusiasts and casual dining alike, making this home not only a haven of comfort but also a hub for entertainment and family living. Enjoy the exclusive benefits of a beach permit and take advantage of village amenities that enhance your lifestyle. The home's ideal location near parks and local shops adds convenience and opportunity for leisure and errands alike. This property is not just a house, but a gateway to a fulfilling lifestyle in a coveted area. Make it yours and experience the perfect blend of comfort, convenience and charm. This is an estate sale and is being sold as is. Owner was meticulous and has records of all updates, etc. Wood flooring under all carpeting except BR over garage. Roof is 30 year GAF Timberline Architectual stripped to plywood 2008, Sewers 2016, Weil Mclain gas fired boiler 2015, Rheem 50 gallon hot water heater 2015, CAC 2015, Alpha replacement windows 2004, Custom built solid oak kitchen cabinets and granite 2009, 200 amp service.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $1,425 | $1,425 | $1,425 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,253 | $5,487 |
Total Monthly Payment | $5,828 | $5,770 | $7,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.