Under contract-accepting backup offers. Experience breathtaking lake views from this stunning villa in Oyster Creek Golf and Country Club. It boasts two bedrooms, a den, and two bathrooms. Follow a private walkway to your sanctuary, where high ceilings and arched doorways create a light and airy atmosphere. The sparkling lake reflects and naturally illuminates the living area. Triple sliding glass doors connect to the extended lanai, where you can enjoy breathtaking lake views and lush preserve views daily. Retreat from the hustle and bustle of everyday life and immerse yourself in the stunning beauty of nature. The Villa features a well-planned design with plantation shutters installed in every room, adding a touch of elegance to the interior. Cooking is enjoyable in this expansive kitchen that opens to the living area, with granite countertops, ample storage, a breakfast bar, and white cabinetry. The desirable split floor plan includes a primary bedroom suite located at the back of the house, ensuring privacy and comfort. The ensuite bathroom boasts a walk-in shower, dual sink vanities, a spacious walk-in closet, and a linen closet. The guest bedroom at the front of the house is also roomy and features beautiful bay windows. The DEN can serve as a third bedroom or flexible space to meet your needs. The guest bathroom features a tub/shower combo and a single vanity. You will love the extra features and updates: A NEW BARREL TILE Roof in 2023, Electric Armor Hurricane Shutters that enclose the lanai on both sides, a NEW hurricane garage door installed (2021), a NEW dishwasher( 2022), a New Water heater (2024) and a NEW dryer in 2020. In addition, the house has indoor laundry and a spacious garage with screen doors for privacy and keeping the bugs out. The villa is equipped with HURRICANE PROTECTION, and the property is located in an X-Flood Zone. OYSTER CREEK is a guard-gated, maintenance-free community centrally located in Englewood, ensuring convenient access to everyday necessities. Residents enjoy a large, heated community pool and spa, tennis and pickleball courts, bocce ball, a clubhouse with countless activities, a fitness room, and a library. Nearby, you'll find walking and biking trails, marinas, boat ramps, and numerous beautiful beaches. Oyster Creek is golf cart-friendly with optional golf memberships. The low HOA fees include ground maintenance, fiber optic internet/TV, and use of all the amenities.
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $2,150 | $2,148 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.