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Idyllic Nantucket shingle styled beach house in Jerusalem village and part of the Kenyon Association, seaside gated community, just steps to sandy beach. This 2+ bedrooms with 2 bath home is beautifully decorated and accessorized and sits atop a hill with ocean and channel views. This beach house was recently improved over the past few years, and it is turnkey in every way. Completely furnished with new appliances, central a/c with mini split a/c and heat on second floor. Brand new 2-bedroom septic system, all new landscaping including cobble stone border around the property and paver driveway, lush plantings and new sod all around the property with underground sprinklers. All new trim around windows as well as all new Azek decking. This Seaside cottage will draw you in the moment you enter with light bright colors and wainscoting, upbeat casual decor in the kitchen and living room with 2 bedrooms down and two full baths. Upstairs allows for guests or kids sleeping and chill time. The photos will tell the story, but Jerusalem is a gem and unique to Narragansett. You can walk to breakfast, lunch and dinner, retain a slip at one of the marina's a 2-minute walk from the house and have access to 2 association beaches. This house will be sold fully furnished just start planning and packing. It's a wow location and a wonderful place to call home summer or year-round. Shown by appointment only.
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Our Executive Mortgage Banker:
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$1,590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,272,000 | $1,272,000 | $1,272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,524 | $8,040 | $10,906 |
Total Monthly Payment | $8,347 | $8,863 | $11,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.