40 Armand Beach Drive, Palm Coast, FL, 32137 | $799,000

RARE FIND IN PARADISE! Realize your true coastal living dream in this bright, airy, trendy, and beyond fabulous 2 years new custom home in the coveted Hammocks area where brown bunnies and gopher tortoises roam freely. This property is east of A1A WITH deeded beach access. This home has NO HOA and NO rent restrictions. Within easy walking distance to the ocean and amidst graceful Spanish moss oak trees, this lovely almost new home is a stunner. The 3 bedroom, den/office which can double as a 4th bedroom, 2 bath (2, 157 AC / 2, 999 total sf) open concept plan features many upgrades including elevated trey ceilings, tons of natural light offered by plenty of impact glass windows and doors, shiplap accents, custom coastal lighting, extensive upgraded quartz, 7' kitchen island, tons of soft close doors and drawers cabinets with undermount lighting, stainless steel appliance package, beautiful luxury plank flooring in all main living areas, upgraded carpet and pads in bedrooms, large master with double vanity & separate soaking tub/shower, window treatments, oversized garage w/ opener, impressive 8' French doors with sidelights overlooking a rear travertine lanai/pool deck - both under roof and beyond, providing extended living and entertainment space enveloped within a beautiful private palm treed and natural flora and fauna backyard. Lounge and play in the welcoming inground pool featuring a fountain, lighting, and tanning/sun shelf and swim out. Additional upgrades include custom window shutters, brick paver walkway, enhanced landscaping package, 50 amp RV hookup, outdoor shower, irrigation system, and alarm system. Just a short walk to a deeded access beach, near Bings Landing park, minutes from I95, shopping, bike paths, pickleball and tennis courts, boat ramps, and restaurants. Will sell furnished separately. Check out this beauty before it's gone!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,176
  • Acreage: 0.25
  • Est. Taxes: $7,300
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: In Ground, Pool Alarm, Salt Water
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC301642
  • Days on Market: 184 days
  • Website: https://www.raveis.com
    /prop/FC301642/40armandbeachdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:02:07 AM)
Listing courtesy of FATHOM REALTY FL LLC   Phone: 888-455-6040

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Armand Beach Drive, Palm Coast, FL, 32137

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $608 $608 $608
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,306 $4,248 $5,390
Total Monthly Payment $5,006 $4,948 $6,090

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.