Welcome to an immaculate end unit townhouse located in desirable Essex! in a welcoming neighborhood awaits this home for you! This townhouse was built to spec for the current owners. Starting on the main level the layout offers plenty of room for entertaining with the open kitchen and dining areas. The large living room with fireplace makes for a welcoming place to relax. The attached garage offers the convenience of staying protected from the elements. A bathroom on the first floor will also come in handy. Heading upstairs you have a well equipped laundry room that is located near all of the bedrooms. A large full bathroom services the two bedrooms. Heading down the hall you have the large primary bedroom. This is a welcoming space that offers plenty of space for a large bed. The ample walk-in closet offers great clothes storage. The well appointed and spacious on suite bathroom offers a double vanity, a large soaker tub and tiled shower. The lower level offers more finished space for additional living space or recreation. There is also a bathroom on this level. The large doors for the walkout offer tons of natural light. This lower level was built by the builder during the initial construction! The utility room offers storage and well kept and maintained utilities for the house. Contact your agent and book to view this wonderful property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,153 | $4,045 |
Total Monthly Payment | $3,904 | $3,904 | $4,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.