Hadlyme Homes & Gardens! Peacefully nestled on a private road with stone walls, this modest ranch is sited on an open level lot of all useable pastoral land. Truly a gardener's delight, there is a custom crafted cedar fence post raised bed designer garden created from trees on the property. The garden is fully fenced, wire covered and includes blueberry bushes. Several impressive outbuildings augment the property that have been skillfully crafted and sturdily built with talent not always seen - a two car tandem drive through garage with doors at each end plus a charming stone based English style greenhouse. The garage has epoxy floors/metal roof and is conduit ready. The neat and well kept home offers an open kitchen/dining room area with sliders overlooking the sprawling lawn, two bedrooms and a comfortable, cozy & inviting living room with warm artful tones throughout the home. The ambiance here is characterized by an organic and minimalist flair! Location, location, location! You are just a 5 minute walk to Gillette's Castle for daily walks/hikes OR kayak in the CT River. The Historic Chester Hadlyme Ferry is just down the road as well as the acclaimed Hadlyme Country Market. Come and continue cultivating and enjoy the beauty this property has to offer.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Dining Room | Sliders,Vinyl Floor | Main |
Kitchen | Vinyl Floor | Main |
Living Room | Wall/Wall Carpet | Main |
Primary Bedroom | Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $347 | $347 | $347 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,891 | $2,461 |
Total Monthly Payment | $2,389 | $2,313 | $2,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.