10224 Chip LANE, New Port Richey, FL, 34654 | $579,900

This elegant residence in the esteemed Golden Acres community exudes timeless appeal from the moment it captures your gaze in all its magnificence. With its Cape Cod architecture showcasing dormer windows and traditional accents, complemented by a spacious porch ideal for relaxing in rocking chairs while savoring a glass of sweet tea amidst the serene and tranquility of nature that surrounds you. As you enter the home, you are greeted by the grand staircase embellished with beautiful wooden details. Adjacent to the foyer lies a versatile space that could be designated as a parlor room or library, featuring glass French doors with a transom window inviting you into a delightful ambiance highlighted by a wood-burning fireplace embellished with stoneā€”a perfect retreat for a cozy evening of reading.
The living room boasts another charming stone wood fireplace that enhances the room's warm and inviting atmosphere and is open to the kitchen giving a modern open concept feel.
The well-appointed kitchen, complete with a central island, offers ample cabinet and countertop space to cook meals and to host social gatherings. A French door off the kitchen takes you to the homes large screened in back porch. A perfect space to enjoy your morning cup of coffee and watch the deer that frequent here. The formal dining area, graced with plantation shutters and an elegant colonial-style chandelier giving this room a classic feel and its proximity to the kitchen, facilitates seamless entertaining. On the ground floor you will also find the indoor laundry room and the guest bathroom along with the entrance to the 2-car garage.
Upstairs, the primary suite awaits along with three additional bedrooms and two bathrooms. The expansive primary retreat features yet another stone wood-burning fireplace, providing a serene space for relaxation and can accommodates all of your bedroom furniture comfortably, along with a cozy sitting area. Unwind at the end of the day in this idyllic retreat that includes a private balcony patio, a generous walk-in closet, and a luxurious ensuite bathroom with a garden tub, separate shower, and an additional walk-in closet.
This home sits on 1. 01 Acres and is partially fenced with plenty of room for your vegetable garden and chickens. Golden Acres, a golf cart friendly community, is home to many chickens, goats, and horses so bring the animals! Experience the charm of country living while enjoying close proximity to urban conveniences such as restaurants, grocery stores, shopping centers, hospitals, and a library. Located approximately 15 minutes from the Suncoast Parkway/Veterans Expressway, this residence offers easy access to Tampa, St. Petersburg, and the Spring Hill/ Brooksville area. The only thing missing from this American dream home is you and the picket fence. Call for your private tour of this Move in ready home today!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Cape Cod
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,262
  • Acreage: 1.01
  • Est. Taxes: $5,881
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: W7865714
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/W7865714/10224chiplane_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2024 2:02:08 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10224 Chip LANE, New Port Richey, FL, 34654

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $490 $490 $490
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,126 $3,083 $3,978
Total Monthly Payment $3,708 $3,665 $4,560

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.