89 Rivertown ROAD, Palm Coast, FL, 32137 | $327,000

Seller is offering a 1. 65% credit to buyers to be used for closing costs or any other lender allowable costs. Welcome to your potential dream home! This magnificent property boasts several desirable features that are sure to capture your attention. Strike a commanding first impression with the attractive neutral color paint scheme flowing throughout the house, a timeless choice that offers the perfect backdrop for any decor style. At the heart of the home, the kitchen is replete with all stainless steel appliances that lend a sleek, modern aesthetic. Adding to the functionality of this space is a dual-purpose kitchen island, providing valuable extra counter space while also serving as a casual dining spot for quick meals or entertaining. The primary bedroom comes with its own set of appealing features, including an expansive walk-in closet ideal for your storage needs. In the primary bathroom, double sinks allow for plenty of room to around in the mornings, adding to the efficient and relaxed atmosphere of the home. But the features don't end inside; step out onto your private covered patio in the backyard. Imagine sipping your morning coffee or entertaining under the coziness of this outdoor retreat. Perfect for anyone, this home blends comfort and modern living, creating a living experience that's second to none. You are assured of quality, class, and a touch of sophistication in every corner. Come and enjoy the lifestyle you’ve been dreaming of!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,698
  • Acreage: 0.17
  • Est. Taxes: $6,068
  • HOA Fee: $391 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Other
  • MLS#: O6215700
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6215700/89rivertownroad_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2024 11:48:43 PM)
Listing courtesy of OPENDOOR BROKERAGE LLC   Phone: 480-462-5392

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

89 Rivertown ROAD, Palm Coast, FL, 32137

$327,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $261,600 $261,600 $261,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment $506 $506 $506
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,762 $1,762 $2,261
Total Monthly Payment $2,343 $2,343 $2,842

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.