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Adorable and cozy Tudor-style home located across the street from campus is perfect for a Umass Faculty Family or Students. Four bedrooms upstairs & bedroom suite in back of the first floor. Range, 2 refrigerators included. Tile, hardwood, carpet, wood planks. Provides ample space for comfortable living. Interior features include built-in cabinets in the dining room, archways, and crown molding. Parlor with bright windows. The home has brand new central AC/Heat Mini split Units as well as a back-up boiler system. Parking for up to 7, 1/4 acre lot, room to enjoy the outdoors. Yard with fire pit, chairs, and flower beds. 2 sheds for storage, large basement 7 ft ceilings. Great for homeowners and investors alike. Neighborhood is very safe, with friendly neighbors in back and the campus in front. Umass's Totman Gym is also located across the street, making exercise a 3 min walk. Lease-to-own option also available for deserving buyers with a good down payment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $819 | $819 | $819 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,672 | $3,669 | $4,733 |
Total Monthly Payment | $4,583 | $4,580 | $5,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.