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Come and enjoy this wonderful home with an oversized and beautifully landscaped lot in a great neighborhood and quiet street. The yard offers lots of privacy with mature trees and fencing where you can sit around the firepit or play in the grassy lawn. Plenty of room for all your outdoor toys in the large shed. The kitchen offers beautiful dark cabinetry, granite countertops and Stainless Steel Appliances. The open floor plan provides a great space for entertaining where the kitchen, dining and living room areas are filled with beautiful natural sunlight and hardwood floors. Cozy up to the wood fireplace this fall. Bonus, step out onto the large covered porch that overlooks the back of the property (Rebuilt in 2023). This level has 3 bedrooms, change it up and have a home office or playroom if preferred. Lots of options on the first level as well, which offers a large & open finished living space with a cozy pellet stove perfect for a second living room, exercise room, game room or a space for guests. There is also a full bathroom down here! Dedicated laundry room and a storage room. One car garage under or it can be used as added storage. This home has been beautifully cared for and maintained, including a new driveway and heating system. Showings begin at the Open Houses on Friday 6/21/24 from 4: 00-6: 00 and Saturday from 10: 30-12: 30.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,915 |
Total Monthly Payment | $2,985 | $2,954 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.