Looking for the best two-bedroom condo in South Harlem with a doorman and low monthlies? Look no further! Tucked away in the charming Brownstone Lane community at 313 West 118th Street, this spacious two-bedroom, two-bathroom condo is a sunny oasis. The living and dining area is roomy and versatile, with an office nook and three big windows offering views of the beautiful brownstone facades and cherry blossom-lined West 118th Street. The dining area flows seamlessly into an open-plan kitchen with stainless steel appliances, recessed lighting, and plenty of counter space. The master bedroom features a large built-in closet system and an ensuite bathroom with a stall shower, while the second bedroom easily fits a queen-size bed and has lots of storage. The second bathroom, with a soaking tub, is conveniently located near the dining room. Residents at Brownstone Lane enjoy a luxurious lifestyle with access to a part-time doorman, on-site garage, laundry room, children’s playroom, bike room, fitness room, storage, and a leafy interior courtyard with tables and a playground. The building is wired for Verizon Fios. There's a special assessment of $90 per month currently included in the Common Charges. Primary residency is required, and subletting is not permitted until the tax abatement expires in June 2030. Conveniently located on a peaceful tree-lined street, just one block from Morningside Park and Harlem’s Restaurant Row, this home offers easy access to Whole Foods, Lidl, coffee shops, and the A/B/C/D/2/3 subway lines. Ready to see it for yourself? Shoot me an email to schedule a showing!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,442 | $5,815 | $7,888 |
Total Monthly Payment | $5,575 | $5,948 | $8,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.