One or more photo(s) has been virtually staged. Stoneybrook West is a reputable gated community nestled on the shores of Black Lake in charming Winter Garden, Florida. 24/7 GUARD-GATED community with an abundance of amenities. The community pool area also has a child pool and tot lot. Great exercise in room in Town Center. This well maintained 5 bedroom 4 bath home has Whole house solar which is paid in full. Stainless steel appliances. Kitchen has breakfast nook. Pool was just refinished, has a spa and an expanded screen enclosure of approximately 1, 600 square feet. Pool desk is paver finished. There is a child safety fence, however when pavers were installed no holes were drilled for safety fence because of lack of need. Home build by US Homes, Grande York Model with bonus room and bath. Bonus room is also the fifth bedroom. House has a newer water heater and gutters. The roof has a radiant barrier. There is a in wall pest treatment system operated from the exterior. Only minutes from Fowlers Grove Shopping Center and Advent Health new hospital. Included in the sale is a gas generator in a small shed on the side of the house. Start generator, plug in and flick circuit breaker to provide 15KW electric and air conditioning for the first floor. Pool bath door on the rear of the dwelling. Eight ceiling fans in the house and two in the pool area. Jacuzzi tub and shower in the master bath. Covered lanai in the pool area 12'x13'. Sink and faucet in pool area. Beautiful laminate flooring in many rooms and ceramic tile in balance of area of first floor. Bonus room on second floor has carpet flooring. Split air conditioning system for first and second floors. Paver driveway. Very well maintained home. Owner is the original owner and moving to be close to family. Buyer to verify all room sizes and square footage sizes included in this listing. The HOA dues include Spectrum TV cable and high-speed internet. The recreation area has tennis courts, basketball court, pickleball court and in-line skating rink. All lighted.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.141% | 7.082% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,716 | $4,657 | $6,243 |
Total Monthly Payment | $5,298 | $5,239 | $6,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.