One or more photo(s) has been virtually staged. In today's market you may feel the need to compromise or overpay for the things you want in a home, but you DON'T! . Enter this amazing 4 bedroom larger pool property in the heart of Port Charlotte. While the home does still need some aesthetic TLC , all the heavy lifting has been done for you already and all that is left for you to do is come in and add your personal touch. The checklist is extensive and impressive. Roof? Check ! Just replaced in 2023. Windows? Check! Brand new beautiful IMPACT windows installed by Sash and Sill in 2021. Hot Water Heater? Check! Upgraded to on demand tankless hot water heater in 2023. The list goes on and on. Cabinets , Granite, and gourmet Wall Oven / Microwave combo installed in 2023. Water resistant luxury plank core tech flooring put in last year as well. The home features a large eat in kitchen that can accommodate a large dining table. A full size dining room will make entertaining a joy. The large great room has high ceilings and can be situated in multiple configurations as wide as your imagination . The primary bedroom has a large separate sitting area that attaches to the lanai and pool area. The guest bedrooms are wide and open and ready for your large family or guests. The crown jewel of the property is definitely the grounds on which the home lays. The house is situated on the left end of three full size lots, giving you about . 50 an acre of open land. The pasture as the owners loving refer to this area is chock full of mature and yielding fruit trees. Mango, Papaya, Banana, Lemon and Avocado! While the home does not have a garage , storage will not be a problem as their are two large sheds placed on the property to accommodate all your storage needs. A blank canvas, the majority of the home has been coated in flat paint and is ready for you to come in an put your personal color scheme into play . Come and see this true unicorn today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,065 | $2,688 |
Total Monthly Payment | $2,404 | $2,320 | $2,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.