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Retirement in Sunny Florida is beginning to look really Bright! You just found a Pool Home located in the desirable 55+ Community Spruce Creek I. This home is Move in Ready and is being offered partially furnished. This beauty sits on a large corner lot adjoined with a cul-de-sac with a beautifully manicured lawn and flowering bushes. The home features 2 Bedrooms, 2 full Bathrooms, 2 car garage with a workshop, a Florida room and a screened-in inground pool! The detached storage shed is included for extra storage. There have been lots of updates throughout the home inside and out over the past 3 years. To name a few are Roof 2021, new AC 2022, updated electrical, new pool liner and new pool equipment, newer luxury vinyl flooring throughout and the home has been painted. Also, in 2021 the home received a new water heater, new electrical panel, remodeled kitchen with new cabinets and granite countertops. All appliances stay and also included is a transferable Orkin Termite Protection. The Community Clubhouse always has something going on to include dances, dinners, bands and karaoke. Lots of value for the low HOA fee. Do not wait to see this home for yourself. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour at this link: https: //wise-real-estate-photography. aryeo. com/sites/vejjrlz/unbranded
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,482 | $1,901 |
Total Monthly Payment | $1,699 | $1,699 | $2,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.