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Welcome to your new Forever home in central Florida’s premier 55+ Gated Golf Course Community of SPRUCE CREEK SOUTH! Nestled adjacent to THE VILLAGES, Florida off Hwy 441 / US 27, this stunning property offers an unparalleled blend of Luxury, Comfort, and Convenience. Imagine waking up every day in a community that feels like a year-round vacation, with access to top-notch amenities and a welcoming neighborhood vibe. Step inside this 3 Bedroom, 2 Bath Holly Floor Plan gem, and you'll immediately notice the meticulous upgrades and thoughtful extras that make this house a true home! HVAC REPLACED Sept 2020, WATER HEATER 2012. The expansive 22 x 14 Florida Room under air, boasting a Vaulted Ceiling, is perfect for entertaining or simply enjoying a peaceful morning coffee. Positioned on a desirable corner lot, the home Features HIGH ceilings in the Living and Dining rooms, enhancing the spacious and airy feel. The Beautifully landscaped yard adds curb appeal, while the two-car garage plus a dedicated GOLF CART Garage with side entry offer ample parking and storage solutions. The screened patio off the Florida Room provides a serene outdoor retreat, and the adjacent 9 x 25 storage room presents endless possibilities, whether you envision an art studio, a craft haven, or the ultimate man cave. Inside, you’ll find elegant LAMINATE floors throughout the main Living areas and Primary Bedroom, with cozy carpet in the guest bedrooms and Florida Room. The updated Cabinets in the Kitchen and Bathrooms elevate the home’s style and functionality. Location is key, and this home delivers. You’ll be conveniently close to fine dining, upscale shopping, and top-tier hospitals, with effortless access to I-75 for all your travel needs. Don’t miss out on the chance to live in Luxury within a thriving community. Your dream home awaits in Spruce Creek South!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,595 | $2,057 |
Total Monthly Payment | $1,850 | $1,829 | $2,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.