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One or more photo(s) has been virtually staged. Welcome to MiraBay, where this stunning home awaits you. This move-in-ready gem has seen significant upgrades, ensuring comfort and peace of mind for years to come. The roof and water heater were replaced just two years ago, and the HVAC system is only four years old. As you approach the home, you'll be greeted by a cozy front porch—an ideal spot to enjoy your morning coffee or evening relaxation. Step inside to find an elegant dining room at the front of the house. Lots of natural light and featuring stylish columns, this space is perfect for hosting dinner parties and family gatherings. The bright and open great room seamlessly connects to the kitchen, creating a perfect environment for entertaining. This expansive area ensures you can host guests with ease while maintaining a warm and inviting atmosphere. You'll love the kitchen, designed with the home chef in mind. It boasts a gas stove, a pantry, a cooking island, and plenty of counter and storage space. The sunny breakfast nook and bar area, complete with a mini wine fridge, provide additional spots for casual dining and conversation. The split bedroom layout offers privacy and space for everyone. The primary suite is generously sized, huge walk-in closet and features a luxurious bathroom with dual sinks, a garden tub, and a separate shower. The laundry room is fully equipped with a washer and dryer, making household chores a breeze. Tandem garage gives you more space for parking and storage! Step outside to the covered lanai and fully fenced backyard. With no side neighbor, you'll enjoy extra privacy. The tropical palm trees add a touch of paradise to your outdoor space. This home is carpet-free, featuring stylish and durable luxury vinyl plank floors throughout. Living in MiraBay means more than just owning a home; it's about embracing a lifestyle. This gated waterfront community offers an array of amenities and activities year-round. Enjoy the clubhouse with a full gym, banquet room for events, restaurant café, and numerous clubs and events to join. The community amenities are designed for fun and relaxation, including: Resort-style pool with a slide, Splash pad and hot tub, Tennis and basketball courts, Playgrounds, Water Activities. For water enthusiasts, MiraBay provides easy access to enjoy a day on the water, adding to the community's charm and appeal. This MiraBay home offers a perfect blend of comfort, style, and community. Don't miss the chance to make it yours and enjoy the exceptional lifestyle that comes with it. Schedule your visit today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $1,195 | $1,195 | $1,195 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,503 | $4,494 |
Total Monthly Payment | $4,789 | $4,789 | $5,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.