119 Lafayette, is a 4-5BR Colonial set back off of the street w/ a welcoming front porch. The back yard is its own oasis w/ bordering garden areas, a fire pit area, an in-ground pool (salt water), grill area, workshop/storage shed, plus a separate shed for the pool equipment. The 1st floor has a living room w/fireplace open to the dining room w/a pellet stove that, opens to the kitchen. Double sliding doors lead from the dining room to the covered back deck-which is shared by the in-law apartment. There is a separate breakfast room, gym, & access to the garage. Additionally, there is an in-law suite that has a kitchen, BR, bath w/laundry, & open dining/office/living room w/sliders leading out to the covered deck. The 2nd floor has 4 bedrooms, one of which is a very large primary bedroom w/cathedral ceilings that doubles as sleeping space & office. There are 2 full baths, & large closet space. The LL has a finished basement divided into many rooms plus a workshop area, utility room, &storage.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet | 12.9 x 10.8 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 12.9 x 10.8 | Second |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | 10.8 x 8.8 | Second |
Dining Room | Wood / Coal / Pellet Stove, Flooring - Wood, Deck - Exterior, Exterior Access, Slider | 17.3 x 10.6 | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Remodeled | 15.5 x 10.0 | Main,First |
Living Room | Flooring - Hardwood, Flooring - Wood | 18.4 x 14.4 | Main,First |
Master Bedroom | Bathroom - Full, Cathedral Ceiling(s), Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Cable Hookup | 25.3 x 16.3 | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $817 | $817 | $817 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,655 | $6,043 | $8,197 |
Total Monthly Payment | $6,597 | $6,985 | $9,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.