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Welcome to this stunning 4-bedroom, 2-bathroom, 2-car garage home in the beloved Hart Lake Cove subdivision in sunny Winter Haven, FL. Boasting LOW HOA fees and a beautifully maintained interior and exterior, this home is a true gem. Inside, you'll find gorgeous wood laminate flooring throughout, with tile in all wet areas. The spacious primary suite features an en suite bathroom complete with a soaking tub, separate shower, and a large walk-in closet. Three additional guest bedrooms and a guest bathroom provide ample space for family and visitors. The open floor plan highlights a beautiful kitchen with stainless steel appliances and a large pantry, flowing seamlessly into the great room with plenty of space to relax and entertain. The front bonus room offers versatile options, including a formal living area, dining room, playroom, or office. Situated close to LegoLand, Polk Parkway, Interstate 4, Disney parks, airports, and more, this home offers convenience and easy access to all the best amenities. You'll also find nearby retail and medical facilities, along with numerous lakes perfect for swimming, boating, skiing, and fishing. Enjoy the local dining scene with great restaurants just minutes away. Don't miss out on this exceptional home. Call today to schedule your private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$374,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,600 | $299,600 | $299,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,018 | $2,589 |
Total Monthly Payment | $2,441 | $2,441 | $3,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.