Meticulously maintained ranch home in Prospect has updated kitchen with granite countertops and professional series stainless steel appliances. Floor plan allows for a seamless flow from dining area to living room and kitchen to the rustic 3 season room with beamed vaulted ceilings overlooking back yard. Hardwood floors throughout. Enjoy the outdoors with your patio or many other garden sitting areas. Two car garage with lots of extra storage space. Newer windows, furnace, central air, roof and leaf guard. Brand new well Sept 2024. House is back on the market. The previous person who was going to purchase this property was no longer pre qualified to purchase this property so the sale was not able to happen. don't let (2) cats out
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Kitchen | Remodeled,Granite Counters,Vinyl Floor | Main |
Living Room | Bay/Bow Window,Fireplace | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | Remodeled,Beams,Ceiling Fan,Wide Board Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $2,128 | $2,126 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.