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Set in the very desirable Hill & Harbor District the much admired and very well-maintained Captain Babcock property features a mid-19th century Victorian main house, a Victorian Era guest home and an oversized garage w/workshop & bonus 2nd floor. The tastefully kept main house offers 4/5 bedrooms, 3 full baths & approximately 3, 000 sf of living space. The second/guest house offers 2 bedrooms, 1 full bath & approximately 1, 100 sf of living space. The main house is nicely updated and maintains the perfect blend of period details combined with modern touches. The first floor features a welcoming covered porch, entry foyer with curved stairway, an open concept chef's kitchen with ample gathering space & gas fireplace, formal dining w/charming sun room, formal living, full bathroom, practical mud room/drop zone & additional rooms for media, home office and/or a 1st floor bedroom. The second floor is accessed via front & rear stairways and offers your master ensuite w/bath, large walk-in & fireplace, additional bedrooms & full bath, sitting room & laundry. The walkup 3rd floor is great for storage or future living space. The charming guest house is perfect for extended family, an au pair suite or as a powerful income producing asset (Rental/Airbnb). The guest house offers a spacious first floor w/1st floor laundry & 2 beds, full bath and flex space on the second floor. All set on a fenced corner lot just steps to Main Street and all the conveniences of town. Special Opportunity.
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Our Executive Mortgage Banker:
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$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,230 | $1,230 | $1,230 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,602 | $7,054 | $9,569 |
Total Monthly Payment | $7,957 | $8,409 | $10,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.