Welcome to your dream home! Built in 2018, this custom-built ranch offers a blend of modern amenities and thoughtful design with views of the Niantic River. Spanning an impressive 3, 289 sq. ft. , this house features three bedrooms, two and a half modern bathrooms; and an additional unfinished space with water views, independent heating/cooling, and roughed-in plumbing perfect for expansion or to add a separate guest room or in-law suite. The center island kitchen opens to the living room and patio. Granite and quartz countertops add a touch of luxury and durability. Family and guests alike will appreciate the layout that encourages both privacy and social gatherings. Set on a 2. 83 acre lot abutting 18+ acres of open space, the property provides ample outdoor space that is perfect for relaxation and entertainment. The views of the Niantic River enhance the atmosphere, making every moment in your garden feel like a retreat from the busy world. Automotive enthusiasts will benefit from the heated three-bay garage with basement access, providing enough room for vehicles, tools, and projects. The garage, coupled with a well-planned driveway and access gate, ensures privacy and convenience year-round. Located minutes away from downtown Niantic and beaches. The home is part of the Kathryn Court Association with potential mooring rights and dock, and additional association parking just off Niantic River Road. Additional home features include central vacuum, gutter guards, Nest thermostats and automated home security system, heated mud-room floors, propane fireplace, and Trex decking.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor | 18.0 x 12.0 | Main |
Bedroom 2 | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor | 16.0 x 14.0 | Main |
Full Bath | Quartz Counters,Tile Floor | 8.0 x 9.0 | Main |
Half Bath | Quartz Counters,Tile Floor | 5.0 x 6.0 | Main |
Kitchen | Granite Counters,Island,Hardwood Floor | 21.0 x 18.0 | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Sliders,Hardwood Floor | 20.0 x 18.0 | Main |
Other | 37.0 x 34.0 | Upper | |
Primary BR Suite | 9 ft+ Ceilings,Bedroom Suite,Ceiling Fan,Walk-In Closet,Hardwood Floor | 18.0 x 14.0 | Main |
Rec/Play Room | Wall/Wall Carpet | 30.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $736,000 | $736,000 | $736,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $981 | $981 | $981 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,295 | $4,652 | $6,211 |
Total Monthly Payment | $5,368 | $5,725 | $7,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.