Year-round Great Bay Cottage with private dock, separate mooring and westerly views over the bay that will captivate you all year long. Originally built in 1930 as a camp, it has been transformed into an adorable year-round home with updated bathrooms, updated kitchen, new carpeting and new furnace to name just a few. The primary bedroom faces westerly and has incredible views from the minute you awake. It also has vaulted ceilings with skylights and a private bay-view 18'x3'9" deck to enjoy the view from. Open concept living and dining room with outstanding bay views wherever you look with a sliding door leading you to a private 18'x8' deck with an additional 10'6"x9'10" landing overlooking the gangplank to the 20'x10" floating dock. A great place to fish, swim and boat. Rarely does a home like this in this price point, on the water, become available. Ideal for summer cottage, year round for those seeking smaller square footage with a waterview, or for a boater that just wants to secure his or her spot for their boating needs. Town sewer and water. Available for immediate purchase and occupancy. First showings begin this Friday, June 21st by appointment only. Don't miss out! Schedule a showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $835 | $835 | $835 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,766 |
Total Monthly Payment | $3,886 | $3,846 | $4,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.