Beautifully appointed home in Belmont. This property has 4 bedrooms and 2 baths upstairs and a half bath for guests on the lower level. Upon entry you will find the large great room which connects to the kitchen and dining room area. There is a large granite stone kitchen island with a sink and counter space for gathering and entertaining. The kitchen boasts a recently replaced refrigerator and matching microwave oven as well as a huge pantry for storage. You also have access to the rear yard area and a tranquil lake view. Upstairs you will find newly replaced carpet throughout, beginning with the second floor landing leading to the huge huge primary bedroom with massive walk-in closet and ensuite bath. There is an additional full bathroom and three full sized guest rooms. This home has been recently painted on the interior and had complete power washing on the exterior. The property also includes an entire home water softener. The community offers excellent amenities, such as a pool and recreational facilities. There is a recently built Publix at the entry on US 301 and the community has opened the pass-through street to US 41. This home is move in ready and can accommodate a quick closing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $604 | $604 | $604 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,073 | $2,630 |
Total Monthly Payment | $2,780 | $2,752 | $3,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.