Discover modern living at 280 West Reach Drive, Jamestown, RI. This contemporary home in West Reach Estates offers 4 bedrooms and 4 bathrooms within 2100 square feet above grade living, and an additional 770 in the lower level, set upon a spacious maturely landscaped 88427 square foot lot. The light-filled living room features a vaulted ceiling and double-sided fireplace, flowing seamlessly through multiple sliding glass doors to a southwest-facing deck for stunning sunsets. The main level includes 2 bedrooms, a full bath, and convenient laundry facilities. Upstairs, the primary bedroom suite boasts a private balcony-style deck, fireplace, and a luxurious bath with an oversized walk-in shower, air jetted Chroma therapy soaking tub, and radiant heated floors. An additional ensuite bedroom and bath provide privacy for guests. The lower-level walkout offers a family room with a wet bar/kitchenette area, an office/den, and another full bath with a shower. Sliders lead to a private patio overlooking the expansive yard. Residents enjoy 2 deeded access paths to Narragansett Bay for water activities. Jamestown offers an island oasis with easy connections to Newport, Providence, Boston, and a 3-hour train ride from New York. Don't miss the chance to call this exceptional property home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,384 | $6,927 | $9,391 |
Total Monthly Payment | $7,005 | $7,548 | $10,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.