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This picturesque residential property offers a perfect blend of rustic charm and modern amenities, making it a truly unique retreat for those seeking solace, comfort & privacy. Situated on a sprawling 10-acre lot, this cozy 2-bedroom, 1-bathroom house boasts an elegant post and beam construction that exudes timeless appeal. Step inside to find an abundance of natural light cascading through the windows, creating a warm and inviting atmosphere throughout the home. The deck provides the perfect spot for relaxing evenings and entertaining guests. A covered porch and stone walkway lead to a lovely portico, adding to the charm of this idyllic property. Indulge in luxury with radiant flooring in the basement, first-floor, and second-floor bathroom, as well as a claw foot tub, walk-in shower, and a heated towel rack on the second floor. The partially finished, walk out basement offers versatility as a family room or office, with the potential to add a second bathroom for added convenience. Unwind after a long day in the cedar sauna. Surround yourself with the tranquility of nature and the sweet scents of fruit trees dotting the landscape. Take a leisurely stroll to Pratt Rock, and immerse yourself in the beauty of the natural surroundings. This property also includes a 1-bedroom cottage that can serve as a guest house or rental property, providing additional income potential. Don't miss the opportunity to make this idyllic retreat your own slice of paradise.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,323 | $4,286 |
Total Monthly Payment | $4,103 | $4,058 | $5,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.