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Welcome to 16 Thompson Street, where comfort meets elegance. This charming 3-bedroom home boasts 2 renovated bathrooms and showcases refined upgrades including an updated kitchen, crown molding, and stunning hardwood floors throughout the main living areas. The kitchen is a chef's delight with a stylish breakfast bar that seamlessly transitions into the spacious dining room. An inviting open stairway enhances the main floor's airy, open-plan feel. Ideal for single-level living, a first-floor bedroom and full bathroom offer convenience and versatility. Step through sliders onto the deck and enjoy the expansive open yard, partially fenced and backing up to open space for privacy. The partially finished basement extends the home's living space, offering flexibility for a family room, additional bedroom, or potential in-law complete with a walk-in closet, abundant natural light, and walk-out access to the backyard. Upstairs, two generously sized bedrooms each feature dual closets for ample storage, while the upstairs bathroom presents a chic marble vanity and double sinks. This turn-key property is ready for you to move right in! Beyond the home's impeccable interior, its location is unbeatable- less than a mile from downtown Westerly's vibrant shops, restaurants, and Wilcox Park. Within 15 minutes, enjoy the sandy beaches of Westerly, RI, or explore downtown Mystic. Easy access to Route 2 and I-95 simplifies commuting.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,291 | $2,938 |
Total Monthly Payment | $2,793 | $2,793 | $3,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.