Located on a quiet street just 2 blocks from Lemon Bay, this charming home offers a blend of comfort and style. The paver driveway leads to a meticulously landscaped front yard. The backyard is complemented by an inviting outside shower and a cozy firepit area with chairs for outdoor gatherings. Enclosed with a privacy fence, you will enjoy many birds and wildlife along with the beautifully landscaped yard making it an ideal retreat for both relaxation and entertaining.
Inside, the home boasts new vinyl luxury flooring, highlighted by a wood-burning fireplace in the living room.
Entertaining is a delight with a large screen porch and a spacious Florida room, both accessible via French doors and pocket doors, providing seamless indoor-outdoor living. The updated kitchen features modern amenities including a new disposal, kitchen sink, and Bosch dishwasher. The garage, equipped with a newer door (2020), offers ample storage space, lights, and a fan. A Halo water treatment system and a tankless water heater are a plus!.
A Florida room with a personal air conditioner, along with a hugh screened in porch boasting a magnificent ceiling that looks like the inside of a boat hull and engineered wood flooring.
For added convenience and peace of mind, the property is equipped with Bahama hurricane shutters. Its prime location allows for easy access to Dearborn Street with vibrant restaurants, boutiques, and a lively music scene,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,200 | $355,200 | $355,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,245 | $2,158 | $2,809 |
Total Monthly Payment | $2,685 | $2,598 | $3,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.