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Under contract-accepting backup offers. Set aside your worries, turn your mind on vacation mode, and move right in! This beautifully updated, maintenance-free home is located in a resort setting with plenty of activities and new friends to meet. The home features a cheerful kitchen with updated cabinets, counters, tile backsplash, and newer stainless-steel appliances. There's also a handy prep island, under cabinet lighting, and a new sink with a tall pull-down faucet and under-sink reverse osmosis system. The kitchen is surrounded by the welcoming dining area, living room, and family room. Beyond the family room lies the bright, comfortable Florida room where you can enjoy your morning coffee in air-conditioned comfort and with a view of the great outdoors. The spacious primary bedroom has its own entrance to the Florida room, as well as a walk-in closet and ensuite with dual sinks, water closet, and shower. Grab bars provide added safety and peace of mind. Your guests will enjoy their own privacy in a separate bedroom and second bath on the opposite side of the house. A laundry room with utility tub and a newer washer & dryer make laundry chores a bit more fun. A newer, high-efficiency heat pump water heater doesn't just save big on electric bills- it even helps to keep the garage cooler! Modern, easy-care interlocking floor tiles were just installed in the garage. Outdoors, you'll find brick-paver patios in the front and the rear. . . plenty of spaces to sit back and enjoy the gorgeous Florida weather! You'll appreciate the savings on insurance premiums with the home's newer roof (with money-saving third nail installation) and impact-resistant windows. It's just a short stroll out your back door to a lovely community dock (beneath the towering oaks) that overlooks a peaceful lake with birds and other wildlife. Reasonable community fees include a spacious, renovated clubhouse with full kitchen and dining area, dance floor, library, heated pool, tennis courts & pickleball, fitness center, cable TV and internet, trash pickup, grounds/ lawn maintenance, public insurance, reclaimed irrigation, and exterior maintenance (except roof). No more lawn or painting chores means more time for fun and relaxation! This gated community features huge oaks, winding streets, and walking trails amidst the lush landscaping and scenic lakes. Besides offering lots of neighborhood activities, Garden Lakes is in a great location that's convenient to I-75, Sarasota, and University Town Center mall. Golf courses in the area are plentiful, too- the semi-private Peridia Golf and Country Club is less than 5 minutes away. It's a great place to play a quick round with friends and enjoy lunch, or maybe indulge in the lavish Sunday brunch in the club’s restaurant. Publix, Aldi, Walmart, and Sam's Club are close by- as well as the library, post office, and just about anything else you need. Come see this fantastic hidden gem today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,994 | $2,557 |
Total Monthly Payment | $2,273 | $2,273 | $2,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.