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** FURNISHED** | ** RARE DUPLEX MINUTES FROM TREASURE ISLAND BEACH ** | ** PUTTING GREEN & RV / BOAT PARKING ** This meticulously maintained duplex comes fully furnished, presenting the perfect opportunity for a turnkey investment or your personal seaside vacation home! Each unit is distinctly designed and styled, offering the right balance of comfort and charm. Both units are full 1b/1b with complete kitchens, quartz countertops, modern furnishings, tiled bathrooms, separate entrances, and their own HVAC systems. The units are separately metered (water is shared) and share a separate storage/laundry unit making it the ideal investment property or shared vacation home. This duplex has received a number of important upgrades and renovations, including a newer metal roof (2021), a freshly installed water heater (2024), new vinyl flooring downstairs (upstairs is original hardwood), completely new paint on all the interiors and exterior, brand new stainless steel appliances in both units, and a number of smaller finishes ensuring the best quality and minimal maintenance for the new owners! The upgrades don't stop on the inside! The whole property has been re-landscaped with fresh stone and new tropical plants, along with your own fully fenced-in courtyard. The courtyard includes a firepit with Adirondack chairs, a putting green, an outdoor ping pong table, and even an outdoor shower! Plus, you have a double-door entrance giving you access to an easement road making it easier to bring it jet skis, kayaks, or even boats (there's a public boat launch just 2 blocks away). Out front is an additional locked storage area beneath the stairs, additional lounge areas including a hammock, and a *very large* paved driveway with enough space for multiple vehicles, jet skis, boats, and even an RV! With the furnishings, amenities, well-kept maintenance, and being only minutes from the beach, Johns Passe, and a boat launch this duplex is the perfect turnkey investment or a great opportunity for a vacation home that can accommodate family or let you live in a unit while renting the other!
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $809 | $809 | $809 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,611 | $3,611 | $4,632 |
Total Monthly Payment | $4,512 | $4,512 | $5,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.