HUGE PRICE CONCESSION AND ASSUMABLE, QUALIFING, FHA LOAN!
Welcome to this charming townhome nestled in the desirable community of Riverview, where contemporary comfort meets convenience. This property stands out with a host of enticing features, making it a true gem.
Upon entering, you're greeted by sleek engineered hardwood floors on the main level, complimented by a kitchen adorned with tile flooring and luxurious granite countertops. Stainless steel appliances, including a convenient touchless sprayer faucet, combine functionality with modern style. The pass-through kitchen bar provides a perfect space for casual dining, overlooking the separate dining room. A practical half bath with washer/dryer closet, complete with appliances that will be included in the sale rounds out the main floor amenities. The spacious great room is bathed in natural light pouring through sliding glass doors that open onto a covered, screened patio with a storage closet, offering tranquil views without rear neighbors.
Upstairs, the expansive owner's bedroom retreats to the rear of the home and features its own ensuite bathroom for optimal privacy and comfort. A versatile room, suitable for use as an office, library, playroom, or workout area, separates the two generously-sized bedrooms, Another full bath and the secondary bedroom are situated towards the front of the unit, ensuring ample space and privacy for all occupants.
This smart home is outfitted with advanced amenities including an upgraded thermostat and an electronic Schlage lock on the front door, accessible and controllable via smartphone. The AC unit, installed in 2017 with a UV kit for mold prevention, enhances both efficiency and indoor air quality.
Residents of this community enjoy access to an impressive array of resort-style amenities, including 2 large swimming pools w/lifeguard, a clubhouse w/fitness center, indoor sport court & party room, an indoor basketball court, tennis courts, new expanded fenced-in playground, sand volleyball court, a covered picnic pavilion with grill, dog park w/separate areas for large & small dogs including a dog wash area, baseball and soccer fields. The HOA FEE INCLUDES: WATER, SEWER, TRASH, groundskeeping, exterior maintenance, amenities, exterior pest control, and management services! The location is unbeatable, with a plethora of shopping and dining options just minutes away, convenient access to US 301 and I-75.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,992 | $191,992 | $191,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,619 |
Total Monthly Payment | $1,495 | $1,494 | $1,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.