Presented byPritchard Homes Team |
Tucked behind stone walls & mature trees sits a charming Cape in Fairfield's lower Greenfield Hill neighborhood. Bring your imagination & ideas for this 1, 900 sq ft home on a picturesque street! The stone walkway, black window shutters & wisteria draping the garage are welcoming sights. Inside, the front foyer is flanked by the formal dining room & living room/bedroom. The dining room features a fireplace & built-ins & is the perfect size to host all kinds of gatherings. Pass through the dining room to the kitchen which is awaiting your personal touch, with access to the patio & sprawling yard beyond. The oversized, sun-filled family room has wide plank floors, built-ins, a wood-burning fireplace & Dutch door. Two bedrooms & a full bathroom complete the main level. The second floor has 2 bedrooms & a full bathroom, plus a walk-in closet & additional storage in the eaves. Step outside to your piece of paradise, an expansive backyard on 1. 35 acres. The covered patio is the perfect place to enjoy a summer breeze covered under the shade & the lawn provides ample opportunity to garden, enjoy soccer games, host parties with friends, chase the dogs around & catch fireflies during the summer nights. A shed & two car garage complete this home. 2468 Congress St is located minutes to Black Rock Tpke & the Merritt Parkway, making running errands or commuting a breeze. This home has been loved by the owners and welcomes the opportunity for another to create their dream home.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 9.0 | Main |
Bedroom 2 | 15.0 x 16.0 | Upper | |
Bedroom 3 | 15.0 x 13.0 | Upper | |
Dining Room | Hardwood Floor | 15.0 x 14.0 | Main |
Family Room | Built-Ins,Fireplace,Hardwood Floor | 16.0 x 22.0 | Main |
Full Bath | 8.0 x 7.0 | Main | |
Full Bath | 6.0 x 7.0 | Upper | |
Kitchen | 8.0 x 18.0 | Main | |
Primary Bedroom | Hardwood Floor | 11.0 x 14.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,600 | $559,600 | $559,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,537 | $3,400 | $4,425 |
Total Monthly Payment | $4,372 | $4,235 | $5,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.