THIS PROPERTY IS BEING SOLD "AS IS" AND FULLY FURNISHED EXCEPT FOR PERSONAL ITEMS AND CLOTHING! This Has Been A Winter Residence For The Owner And Is "BUTTONED" Up For The Summer Months Awaiting Her Return!! Please Keep This In Mind When Viewing The Property! The Aluminum Seawall Was Put In New In 2011, New Garage Door 2016, New Maytag Washer November 2021, New Water Heater 2016, New Windows 2007. Foundation Professionals Leveled The Foundation In 2016. You Will Note The Berber Carpet and Linoleum Flooring Are in Excellent Condition> There Is A Fairly New Enclosed Porch With Vinyl Windows And Carpet Overlooking The Canal. The 1 Full Bath And The 1/2 Bath Share A Tub/Shower (Jack & Jill Bath Arrangement)! The Two Car Garage With Laundry Equipment And An Additional Refrigerator Located At The Rear Of The Garage Has Ample Room For Two Cars And Shelving On The West Side!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,328 |
Total Monthly Payment | $2,313 | $2,311 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.