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4405 Hill DRIVE, Valrico, FL, 33596 | $552,990
Under contract-accepting backup offers. Nestled on an expansive 1. 01-acre lot in the heart of Valrico, FL, this property has three bedrooms and two bathrooms, newly paved driveway, installed in 2022 and resealed in August 2024, replaced roof in 2021, advanced eight-camera security system with remote monitoring capabilities, two meticulously maintained AC units from 2007 and 1995. The upgraded pool—features a heating and cooling system installed in 2016 that self-cleans, the jacuzzi, with internals replaced in 2019 and a variable speed pump added in 2021, storage is abundant throughout the home. The master suite features his and her walk-in closets. Additionally, there are two linen closets, two pantry storage areas, and two attic storage spaces with lights, making this home both practical and spacious. Utility-wise, deeper wells installed around 2005 provide a reliable water source. The electrical system updated in 2004. Beyond the property, enjoy proximity to serene natural escapes like Lithia Springs, just 1 mile away, and Alderman's Ford, 5 miles away—perfect for walking and outdoor activities. This Valrico estate isn’t just a home; it’s a canvas for your dreams, combining the tranquility of nature with modern conveniences and ample storage to meet your every need.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1995
- Garage: 2-car Covered, Driveway, Garage Door Opener, Off Street, Workshop in Garage
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 2,189
- Acreage: 1.01
- Est. Taxes: $2,763
- Lot Desc: Cleared, Level, Private
- View: Pool, Trees/Woods
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pool: Auto Cleaner, Child Safety Fence, Deck, Heated, In Ground, Screen Enclosure, Self Cleaning
- Pet Policy: Cats OK, Dogs OK
- Appliances: Convection Oven, Dishwasher, Freezer, Ice Maker, Microwave, Range, Refrigerator
- MLS#: T3535244
- Days on Market: 101 days
- Website: https://www.raveis.com
/prop/T3535244/4405hilldrive_valrico_fl?source=qrflyer
Listing courtesy of BRAINARD REALTY Phone: 813-922-2891
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4405 Hill DRIVE, Valrico, FL, 33596
$552,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $442,392 | $442,392 | $442,392 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $230 | $230 | $230 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,943 | $2,906 | $3,731 |
| Total Monthly Payment | $3,265 | $3,228 | $4,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388