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Step into this exquisite Colonial-style home, in the lovely community of Hurley. Originally built in 1958 and meticulously renovated in 2014, this residence offers a perfect blend of timeless architecture and modern amenities, making it a true gem in Upstate New York. The heart of this home is the spacious kitchen, featuring high ceilings that open into the upstairs living room, creating a bright and welcoming atmosphere. The kitchen is equipped with stainless steel appliances, and a convenient breakfast bar, ideal for casual dining. Sliding doors lead you from the kitchen to a large deck, perfect for outdoor entertaining. Enjoy the newly installed above-ground chlorine pool (52" deep, 24' round) complete with a new vacuum, and make the most of summer days. The fully fenced, level backyard is a private oasis, featuring a fire pit for memorable summer nights and plenty of space for relaxation and recreation. The front porch provides a charming spot to unwind with room for chairs, perfect for enjoying quiet moments outdoors. For those cooler months, the cozy pellet stove in the kitchen ensures that winter heating costs remain impressively low, averaging under $1, 000 for the entire season. This home also boasts central air conditioning and ceiling fans throughout, providing comfort during warmer weather. The main level features beautiful hardwood floors and includes a spacious bedroom with a full bath and luxurious jacuzzi tub. An additional room off the kitchen offers versatility as a home office or exercise room. Upstairs, you'll find the primary bedroom with a walk-in closet and a bath featuring double sinks and a large walk-in tiled shower, along with two more bedrooms and another full Jack & Jill bath. This home is conveniently located close to the rail trail, just 5 minutes from the NYS Thruway, and offers easy access to shopping and restaurants. Schedule your viewing today and discover all the wonderful features this Hurley property has to offer!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,830 | $3,630 |
Total Monthly Payment | $3,566 | $3,566 | $4,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.