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A block away from the center of Dobbs Ferry, yet adjacent to plenty of greenery, find this two-family 2650 sq ft Colonial with level front yard. The property is neatly nestled between Walgrove and Estherwood Avenues, the latter being a quiet cul-de-sac street with the wooded Masters School campus on one side and a verdant pathway at the end of the street to Hillside Woods. Arranged as side-by-side duplex apartments, the setup is perfect for living in one of the 3-bedroom units while receiving rental income from the other one! Both residences have large living/dining areas with western-facing picture windows and wood-burning fireplaces. Additionally, they both feature a spacious eat-in kitchen that includes sliding door access to an enormous wood deck, high above the street below, for dining al fresco among the trees. Each duplex has a primary bedroom with two window exposures and ample closet space, its own dedicated laundry area, and a pull-down stair to generous attic space with plenty of headroom and creative possibilities. One of the apartments has been updated, including newly refinished oak floors, new sheetrock walls, new door/window trim, new electrical wiring and boiler, and a fresh coat of paint. Its wood-burning fireplace has been stripped down to its original brick, and an attractive wood mantel shelf has been added. Three bedrooms upstairs share a newly renovated tile bath, where the east-facing window floods the space with morning light. As an extra bonus, an expansive walk-out lower level provides a spacious storage room with nearly 11-ft ceilings, large windows, and a door to the back property. Convenient driveways off from Walgrove Avenue offer car access, with a large heated garage on the north side for one of the units. Downtown shopping, village park/pool, the Croton Aqueduct trail, and award-winning public schools are all within a half-mile. This delightful home, only 40 minutes from GCT, presents an excellent opportunity to live in comfort in one of the most vibrant of the Hudson River Villages.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,853 | $1,853 | $1,853 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,377 | $4,677 | $6,345 |
Total Monthly Payment | $6,322 | $6,622 | $8,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.