Your fully renovated beach house is beckoning. This 2 bedroom, 2 bath house sits one block from the Ocean. Located on the southern end of the boulevard it sits on a quiet street with plenty of privacy. Bernie’s, Wally’s, and The Goat are all within five minutes walking distance. The downstairs has an open concept kitchen and living room that is perfect for spending time with friends. The kitchen features granite countertops, stainless steel appliances, and ample cabinetry. There is a full bathroom on the first floor with laundry. On the second floor there are two large bedrooms and a beautifully updated bathroom featuring tile throughout. The house has natural gas heat and hot water. The property is part of a condo association with the adjacent two houses, but there are no condo fees. There is a shared driveway with one assigned parking spot per unit and one floating spot. There is additional on street parking with a residential parking pass from the Town of Hampton.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,287 |
Total Monthly Payment | $3,862 | $3,816 | $4,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.