Located in the desirable community of Royal Harbor, a gated, resort-style 55+ community that sits along the shore of Little Lake Harris, part of the Harris Chain of Lakes. This beautiful and lovingly maintained 3 bedroom, 2 bath home is move-in ready. The open floor plan conveys the bright, spacious, and open feeling this 1, 489 sq ft home offers. Upgraded luxury vinyl plank flooring has been installed throughout the home and Florida room and is complemented with a 5-inch base molding. The dining room, living room and sunroom combination create a seamless and easy flow for entertaining. The spacious kitchen is bright and offers beautiful solid wood cabinet with plenty of storage space, stainless steel appliances, ample counter space with a breakfast bar as well as a comfortably sized breakfast room. This floor plan provides the desired split bedrooms, the owners' suite is at one side of the home and the guest bedrooms are on the opposite end. The large Master Bedroom features a large master bath with dual vanities, walk-in shower, and a large soaking tub. The additional two bedrooms are spacious and provide ample closet space.
You’ll enjoy peace of mind with a roof replacement in 2019 and a New AC System in 2020. The Florida room is a lovely space to enjoy the fresh air and the views of the beautifully landscaped backyard. This room is enclosed with Glass Paneled windows and a mini-split unit allowing you to extend your sunroom enjoyment almost year-round. You will also appreciate the newly installed garage door screens. This pet-friendly, golf-cart-friendly community offers plenty to do. The clubhouse features a library, Fitness center, Billiards, Card room and an Auditorium. The Stage is used for dances, parties, and performances by amateur and professional groups from inside and outside the community. There is plenty to do with amenities such as a junior Olympic swimming pool, tennis courts, lawn bowling, Bocce Ball, horseshoe ring and walking paths through the community. This friendly community provides a lifestyle you’ll thrive in and makes for an environment that is so very easy to meet new friends.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,507 | $1,031,267 |
Total Monthly Payment | $1,829 | $1,789 | $1,031,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.