Bay Ridge Charming first floor 3 room co-op that offers an abundance of natural light throughout. The apartment boasts a recently renovated eat-in kitchen featuring elegant white cabinetry, butcher block countertops, and a charming tiled backsplash. The spacious living room and dining room combination impresses with high ceilings and classic parquet floors. The corner bedroom is generously sized, easily accommodating a king-size bed with plenty of sunlight . The renovated stylish bath has a window , new vanity & tub and fixtures. Residents of this well-maintained building enjoy a range of amenities including a live-in superintendent, convenient storage facilities, a bike room, and two elevators for easy access. Added security is provided by a new video system, complementing the historic charm of the stunning 1924 lobby. Laundry needs are met with an immaculate laundry room and pets are permitted. Located in a highly sought-after area, this co-op offers the convenience of easy street parking & is just three short blocks away from the R train, providing effortless commuting options. Access to major highways and several bus lines further enhances convenience, while gourmet markets, inviting outdoor cafes, and a variety of Bay Ridges finest restaurants are within easy reach. Dont miss the opportunity to move right into this bright and airy co-op with low maintenance, perfectly blending comfort, convenience, and community in the heart of Bay Ridge
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,806 | $1,806 | $2,316 |
Total Monthly Payment | $1,881 | $1,881 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.