NEW TO MARKET! Welcome to this flexible 6 room layout located in an HDFC Coop in the heart of Hamilton Heights on a quiet tree-lined street. Upon entering, you'll be greeted by the prewar architectural elegance of high ceilings, 8 ft high solid wood doors, original hardwood floors with inlay, a spacious living room which includes a decorative fireplace and mantle adding a touch of European sophistication to the open living space and a feeling of peaceful ambiance. The elegant French doors lead into the primary bedroom which is large enough for a queen size bed set and the 2nd bedroom as well. The windowed kitchen is equipped with a stainless steel dishwasher, gas range, refrigerator, built-in microwave, ample storage space and a look-through to the dining alcove which provides a perfect spot for hanging out and enjoying meals with family and friends. The windowed bathroom boasts a clawfoot soaking tub and an oversized vanity with significant storage space. The bonus room has a suite of customized built-in closets which offers generous storage and for added convenience, a full-size Samsung washer/dryer for your convenience. With 4 exposures, this apartment receives an abundance of natural light throughout the day and the recessed lighting creates a warm and inviting atmosphere to the space. Don't miss out on the opportunity to make this exquisite spacious apartment your new home! Low Monthly Maintenance: $723. 78 (Includes heat, water, property taxes, Super, Managing Agent) Financing: <80%; 30% Flip Tax based on seller's profit upon resale Primary residence only, NO investors. Income Cap Guidelines (165% AMI) for 2024 based on 2023 Gross and/or AGI: 1 person – $179, 355; 2 people - $205, 095; 3 people – $230, 670; 4 people – $256, 245; 5 people – $276, 705 The Building: Lobby and stairwells have recently been restored to its natural beauty with crown moldings. new elevator, new high-tech video intercom system, new boiler, and switched from oil to gas, Pets welcome, conditional sublet policy allowed and this is a NO-smoking Coop. Local Law 11 will be completed in 2024 and the Coop is working on obtaining FIOS but for now it's Spectrum. This well managed building is RATED "100% energy efficient"! The Neighborhood: Hamilton Heights is where it's at, boasting a rich historical backdrop and a cool mix of shops, cafes and eateries. Explore nearby Riverbank Park, Jackie Robinson Park with an olympic size pool, and easy transit access via the 1 line and A/B/C/D trains at West 145th Street. Please contact the Exclusive Broker for all showings. Virtual Staging by Styldod
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Phone: 347.223.0992
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,830 | $3,630 |
Total Monthly Payment | $2,922 | $2,922 | $3,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.