**** ALL OFFERS by 5 PM -6/24- MONDAY- BEST AND FINAL**** Looking for a townhouse in Ridgefield with a garage and within walking distance to everything Main St. Ridgefield has to offer including concerts at the Park, the Library, movie theater, Act Theater, great restaurants and Ice Cream at The Sweet Shop. . This is the ONE! A sought after floorplan and location in Phase 1 in Casagmo. This updated unit backs to a wooded area and path leading to the pool. The back deck is spacious and private. The front door leads into a nice tiled foyer, the garage, washer, dryer and storage are also on this level. The Main level has a flexible floorplan with a large living room/dining room with slider leading to the deck. Engineered Hardwood flooring was added thru out the main level as well as overhead lighting and crown molding. The windows and slider have also been updated. The kitchen is stylish with Soft Close Cabinetry, Granite Countertops, SS appliances, Tile backsplash and Travertine flooring. There is plenty of room in this area for a table and chairs or to use as an in home office. The second floor landing has a skylight adding natural light to the top of the stairs. New Carpeting was added on the stairs and second floor. Both bedrooms are generous in size with crown molding and large closets. Both baths and the powder room have been updated as well. Heat and hot water are included in common charges and no assessments due on this unit. Mortgages can be used in this Phase. This is a Wonderful Home to downsize into or to be your first home in Ridgefield which was named one of the Safest Cities in the US and CT. Designated the First Cultural District in the State of CT as well. Leave your car at home and walk to a movie, a play, a concert or dinner. That is Really Priceless.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Full Bath,Wall/Wall Carpet,Tub w/Shower | 13.0 x 15.3 | Upper |
Dining Room | Engineered Wood Floor | 11.0 x 15.2 | Main |
Kitchen | Remodeled,Granite Counters,Galley,Half Bath,Travertine Floor | 7.5 x 9.0 | Main |
Living Room | Skylight,Balcony/Deck,Sliders,Engineered Wood Floor | 15.0 x 19.0 | Main |
Primary Bedroom | Remodeled,Skylight,Bedroom Suite,Full Bath,Stall Shower,Wall/Wall Carpet | 12.0 x 15.3 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,200 | $379,200 | $379,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,555 | $2,520 | $3,251 |
Total Monthly Payment | $3,089 | $3,054 | $3,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.