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Welcome to Historic "Victoria" a two-family cottage nestled along the picturesque shores of Long Island Sound. A direct waterfront property with private beach, deck, and boat mooring. The first floor offers a large living area with fireplace and coffered ceiling original details. This one bedroom and 1 full bathroom has large eat-in kitchen has many possibilities. There is an enclosed back porch area which leads to the backyard and parking area. The front covered porch will surely proved hours of enjoyment taking in the ocean views. Upon entering the second floor you are immediately greeted by the expensive views of the Long Island. This two floor level has 2 spacious bedrooms, 1 full bathroom and a large eat-in kitchen. Enjoy the front porch and outside deck with it's charming views and ocean breezes. The second floor also has a finished unheated attic space that could serve as additional bedrooms or a primary suite. There is a half bath on this floor. This two-family investment property also includes beach parcel PID#7930. The beach area is approximately 55 feet directly in front of this home. There is also deeded beach rights to Johnson's Beach on Clark Ave and at the end of Pentecost Street. Also, close to all major highways, shopping, restaurants and under ten minute drive to New Haven home to Yale University and Hospitals. Come and enjoy costal living in this shoreline community. This home is being sold as an "as-is" sale. Come see this seaside beauty today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $491,600 | $491,600 | $491,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,312 | $3,267 | $4,215 |
Total Monthly Payment | $4,189 | $4,144 | $5,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.