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Discover tranquility and comfort in this inviting waterfront retreat nestled along the serene shores of the Niantic River and Keeney Cove. Located just a stone's throw away from Kiddie Beach, this affordable ranch-style home offers a rare opportunity to embrace waterfront living at its finest. As you approach, you're greeted by a meticulously maintained exterior, complete with a rebuilt seawall from 2019, ensuring both durability and peace of mind. The property boasts a floating dock and its own mooring, perfect for launching watercraft or simply enjoying the gentle lapping of waves. Step inside through a generously sized foyer, which sets the tone for the home's spacious interior. The main living area features a stone-faced wood fireplace, creating a cozy focal point for gatherings during cooler evenings. Skylights above bathe the open living room and kitchen in natural light, highlighting the recently updated appliances and creating an airy, welcoming atmosphere. From the kitchen, a slider opens onto a covered deck overlooking the tranquil water, inviting you to unwind and savor picturesque sunsets or morning coffee in perfect solitude. The main level includes a primary bedroom with its own bath, providing ease of one floor living. The lower level of the home offers additional living space, including two bedrooms, a family room, and a full bath, ideal for accommodating guests or creating a separate entertainment area. Practical amenities such as a laundry area, workshop space, and ample storage ensure that every convenience is at your fingertips. Outside, a new driveway leads to the lovely flower gardens just past the convenient shed which is perfect for storing outdoor equipment and enjoying hobbies. This meticulously maintained home is move-in ready, with numerous updates ensuring modern comfort and style. Don't miss your chance to own this charming waterfront oasis, where the tranquility of waterfront living meets the convenience of nearby amenities and the beauty of nature. Whether you're seeking a peaceful year-round residence or a weekend retreat, this home offers a rare blend of affordability and waterfront charm along Connecticut's scenic coastline.
Type | Level |
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Bedroom 1 | Main |
Bedroom 2 | Lower |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $422,400 | $422,400 | $422,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,846 | $2,846 | $3,651 |
Total Monthly Payment | $3,444 | $3,444 | $4,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.