Pretty Ranch sitting on a beautiful level lot. Looking to downsize to easy living with this 3 bedroom 1. 5 bath home with a finished basement with home bar for entertaining. Sun-filled & spacious. Step up your paver patio walkway and enter your new home with an open & airy floor plan with 2 bay windows which bring in tons of natural light. Updated french country kitchen with granite countertops & center island perfect for your morning coffee. Stainless steel appliances. Kitchen flows nicely into the open concept dining/living rm. Primary bathroom with great closets & half a bath in it. Updated bathroom. Finished basement is perfect as a man cave or one office. Great space & has laminate flooring. Plus a laundry rm & storage rm. 1-Car garage. This home is nestled in a wonderful neighborhood and close to 2 great towns Downtown Main st. New City & Shops of Nanuet: enjoy all the restaurants, movies & shopping. Close to parks & town pools. Minutes to the Palisades Parkway, so it's an easy commute into NYC or NJ. You can also take public transportation. A must see! Additional Information: Amenities: Storage, ParkingFeatures: 1 Car Attached, ConstructionDescription: Cedar, Shake Siding,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $910 | $910 | $910 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $4,413 | $4,325 | $5,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.