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This charming raised ranch on just over 2 acres is perfect for those looking to embrace the tranquility of mountain living with all the modern comforts. Step inside this split level ranch to discover a main floor that's warm and inviting. The hardwood floors lead you into the open concept living space & kitchen that includes stainless steel appliances and granite counter tops. Enjoy having access to the walk out deck, perfect for the summer grilling season! In the colder months, the gas stove will warm your soul. Venture down the hall to find a modern full bath, 2 bedrooms and the the primary bedroom with a fully updated bathroom. The lower level can be used in a variety of ways. Currently setup as a home office & gym. Complete with new flooring! The attached garage could be used for storage, a work shop, or potentially finished off into additional living space! The foundation for a 26x38 detached garage has already laid. The plans are for a 2 car garage with a snowmobile door to allow for direct access to the trails from the property! Outside there's room to breathe & space to grow including the potential for homesteading with a garden area complemented by an outbuilding for all your gardening tools and equipment or for raising animals. Don’t forget, we’re just moments away from the enchanting Santa’s Village and the fully restored Waumbek Golf Course & clubhouse, you'll find yourself immersed in the serene beauty of Jefferson while enjoying easy access to local amenities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,967 | $2,524 |
Total Monthly Payment | $2,303 | $2,303 | $2,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.