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Welcome to 11 Laredo Lane, tucked away into one of Rochester's most sought after neighborhoods. This beautiful 4 bedroom colonial is turnkey ready. As you enter, take notice of the oversized front porch, composite decking, and lovely landspacing. The foyer welcomes you inside this meticulously maintained home. With beautiful hardwood floors throughout the first and second floors, a spacious floor plan, stainless steel appliances, cherry cabinets, and granite countertop, there is so much to love. A large walk-in pantry was added in 2021 to provide additional kitchen storage. Upstairs you will find 4 bedrooms, each with generous closet space, and 2 full bathrooms. The primary suite offers a walk-in closet and en-suite bathroom complete with a double sink vanity and jetted bathtub. The basement has been completely finished to provide additional living or work space. Outside, the fenced in backyard offers privacy, backing up to 80 acres of conservation land. A beautiful paver stone patio was added in 2023 to add even more entertaining space and owned solar panals were installed in 2023. A standby generac generator is on sight so you will never be without power. With nothing left to do but move in, the home is ready for its new owners! Showings begin at the open houses Saturday 6/22 10am-1pm and Sunday 6/23 10am-1pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $821 | $821 | $821 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,746 | $3,746 | $4,805 |
Total Monthly Payment | $4,659 | $4,659 | $5,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.