4112 Georgia Shore Road, Georgia, VT, 05478 | $384,900

Don't miss this beautifully updated 2-bedroom, year-round residence that offers both comfort & modern amenities, along with the luxury of deeded lake & beach access. Step inside through the 3-season porch & be greeted by an open & inviting living room. The space is adorned with recessed lighting & features a cozy wood stove. The living area flows into the kitchen, which boasts stainless steel appliances, a stylish farmhouse sink, & newer cabinetry. The kitchen's hardwood flooring extends throughout the home, adding a touch of elegance & warmth. The updated full bathroom is a true highlight, featuring a dual vanity & tile flooring. The home includes 2 comfortable bedrooms, with the primary bedroom offering a walk-in closet providing ample storage space. Convenience is key, with a laundry closet equipped with a stackable washer & dryer. This home has been meticulously maintained, featuring newer windows, a new septic system, an on-demand hot water heater, a heat pump for both A/C & heating, a newer roof & leased solar panels. The exterior is equally impressive, with a spacious backyard perfect for outdoor activities & relaxation. Enjoy gardening in the raised beds or store your tools & equipment in the large storage shed. Just across the street, you’ll find the deeded lake access, making it easy to enjoy the pristine waters of Lake Champlain. Don't miss out on the opportunity to own this charming & updated home with exceptional lake access on Georgia Shore Rd!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1958
  • Heating: Baseboard,Electric,Heat Pump,Stove - Wood,Mini Split
  • Cooling: Mini Split
  • Basement: Crawl Space
  • Approx Sq. Feet: 910
  • Acreage: 0.17
  • Est. Taxes: $3,972
  • Lot Desc: Beach Access,Deep Water Access,Lake Access,Landscaped
  • Elem. School: Georgia Elem/Middle School
  • Middle School: Georgia Elem/Middle School
  • High School: Choice
  • School District: Georgia School District
  • MLS#: 5001523
  • Website: https://www.raveis.com
    /prop/5001523/4112georgiashoreroad_georgia_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/3/2024
Listing courtesy of Flex Realty   Phone: 802-399-2860
Listing Agent: Flex Realty Group

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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4112 Georgia Shore Road, Georgia, VT, 05478

$384,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $307,920 $307,920 $307,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,075 $2,075 $2,661
Total Monthly Payment $2,481 $2,481 $3,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.