Here is the forever home you've been waiting for. This custom built ONE owner Colonial is set on nearly 3 acres that feels like you're living in a rural area, yet you're located on a State route that takes you in and out of town quickly! It is a spacious home with just over 3, 600 sq ft of living space. It was built with a 4 bed septic and currently is set up with 3 bedrooms, 3 1/2 baths BUT the fully finished basement with one of those full baths also has a kitchenette that offers fantastic in-law potential! This one was built with all the amenities like hardwoods, tile floors, walk in closets, central a/c, wired in surround sound system, fireplace, first floor laundry, primary suite on the first floor, integral 2 car garage, a large storage shed in the yard AND a whole house generator ready to run the important circuits in the event of an outage - which doesn't happen often, as this one is located in the highly desirable Pascoag Utility District! Step out onto the back patio and absorb nature and relax next the the fire pit - even in your pj's - as this area is private from any neighboring homes. Nothing cookie-cutter about this one that you certainly do NOT want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $560 | $560 | $560 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $3,714 | $4,764 |
Total Monthly Payment | $4,366 | $4,366 | $5,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.