LOCATION IS PRIME - NO BOND - Very desirable location - minutes to Lake Sumter Landing walking or driving. Designer home in the Village of Virginia Trace, super convenient and centrally located. Freshly painted interior - Block and Stucco exterior construction. Walk to the Virginia Trace neighborhood Recreation Center - also the mail station. Canal street Recreation Center just a short walk or ride. You can live your "dream retirement life in The Villages". A/C installed in 2021 -- Allamanda model with expanded guest room. Three bedrooms and two baths. Rich wood look laminate flooring welcomes you to the open design. The Kitchen is open to the Living and Dining areas and has center island, beveled edge countertops and oak raised panel cabinets. The Master Bedroom has his-and-hers closets, ceiling fan and a private bath with dual sink vanity and tiled, walk-in shower. The expanded guest bedroom in front has a ceiling fan and bay window. The third bedroom has a ceiling fan and wall closet. A bonus is the enclosed Florida Room with wall of windows and access to the glass enclosed lanai, all surrounded by privacy landscaping. The Laundry has storage cabinets, folding area and drop sink. There is lots of extra storage in the garage with built in cabinets and work bench area. An ideal location with a short walk to your neighborhood swimming pool and also into Sumter Landing town square for shopping, restaurants and nightly entertainment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$431,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $345,520 | $345,520 | $345,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,099 | $1,436,787 |
Total Monthly Payment | $2,533 | $2,476 | $1,437,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.